How to Accept Credit Cards In Store and Online

April 26, 2017 by  
Filed under Business Services, Merchant Accounts

There are a few steps to pay attention to as you scout payment gateway services to find one that will work for your business. From specifying the type of product you sell (high risk or not), to establishing the rate and how you want to do business, it’s not as simple as swiping a card and calling it a day. Here are some tips to help you get what you want, pay for what you get and nothing more.

Find a Good Rate

As a store owner, you have a great deal of discretion for which credit card processing services you’ll use to process transactions for your business. Many websites talk about the virtues of interchange accounts, but flat fee is another good option for certain businesses.

An interchange fee offers variable rates depending on the transaction you’re processing, while a flat fee uses the same rate for every transaction. So why would you opt for either? Interchange fees charge based on the card the customer used at the credit card terminal. It works out great for businesses who see a large volume of customers every day or month, not as much for independents who are just launching their business.

Support is an Asset

One of the greatest assets you have on your side is the support of the merchant account. If something goes wrong, you’ll want to make sure someone is on the other end of the phone helping you get through the problem. It also helps if they provide setup support at no additional charge, which most providers will if you ask them for it.


Bio: Charge.com offers businesses a credit card terminal and software, with no setup fees, to accept credit cards online.

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