5 Overlooked ways to enhance your credit score

If you think you don’t have to pay attention to your credit score as you’re not going to get a mortgage in recent future, you should think again. Credit score influences many aspects of our lives – more than what you can even think of. This is why you should always pay attention toward your

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5 Overlooked ways to enhance your credit score

Are you buried by a deceased relative’s debt?

‘Death’ is a universal truth and inevitable. You may try but can’t escape from the claws of death. Whenever someone dies, often the family members start thinking about his or her unpaid mortgage bills, auto loan, credit card bills, unpaid income taxes and other debts. The answer is that the debts become a part of

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Are you buried by a deceased relative’s debt?

Raising Money: What Not to Say and What Not to Believe #OfficeandGuyK

Over the past two weeks via my partnership with Microsoft and Office Web Apps, I’ve provided templates of models for you to create enchanting PowerPoint pitches , Word business plans , and Excel financial models . They are all available for you to download from my SkyDrive account . I hope these documents and blog posts help you save a boatload of time and increase the quality of your efforts. I leave you with two sets of top ten lies: one of entrepreneurs and one of investors so that you know what not to say and what not to believe. Top Ten Lies of Entrepreneurs “Our projections are conservative.” “Jupiter says our market will be $50 billion in ten years.” “Several Fortune 500 companies are set to do business with us.” “No one else can do what we’re doing.” “Hurry up because other investors are about to do our deal.” “Our product will go viral.” “The large companies in our market are too big, dumb, and slow to compete with us.” “Our management team is proven.” “We filed patents so our intellectual property is protected.” “All we have to do is get 1% of the market.” The average number of these ten lies that I hear in most pitches is ten. At the very least, tell investors new lies. Top Ten Lies of Investors “I liked your company, but my partners didn’t.” “We are patient investors who want to help you build a great company.” “If you get a lead, we’ll invest too.” “There are no companies in our portfolio that conflict with what you’re doing.” “Show us some traction, and we’ll invest.” “We love to co-invest with other firms.” “We’re investing in your team.” “We have lots of bandwith to dedicate to your company.” “This is a plain, vanilla termsheet.” “We will get other companies in our portfolio to work with you.” Do you know what the difference is between the lies of entrepreneurs and the lies of investors? The investors have money

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Raising Money: What Not to Say and What Not to Believe #OfficeandGuyK

Design a Sam Adams beer

Now this is a fun project. I’m helping Sam Adams “tap” the knowledge of beer drinkers and crowd source its next brew. Join the party by getting the app and designing your beer: The final brew will be released in Austin in the first week of March. #sponsored

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Design a Sam Adams beer

How to Create an Enchanting Financial Forecast #OfficeandGuyK

This is the third post in my Microsoft partnership, and it’s all about numbers. The topic is crafting your financial forecast to include in your pitch. Bill Reichert, my partner at Garage Technology Ventures, created an Excel model and wrote this blog post. There’s a lesson in this too: Get the best person for the job. His grasp of financial models and how to present them exceeds mine by two orders of magnitude. The Purpose of Financial Projections When it comes to financial projections, there are two types of entrepreneurs: first, the “visionary entrepreneur” who considers financial projections silly, so she makes up numbers that look good to investors; second, the “intense entrepreneur” who develops an 10,000 cell spreadsheet that includes the number of licenses of Microsoft Office that he needs to buy in year five. If you are the first type of entrepreneur, you run the risk that the investor won’t trust you with his or her money

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How to Create an Enchanting Financial Forecast #OfficeandGuyK

Oil hovers above $75 as investors eye demand (AP)

AP – Oil prices hovered above $75 a barrel Tuesday in Asia as traders mulled whether the recovery of the global economy is strong enough to sustain improving crude demand.

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Oil hovers above $75 as investors eye demand
(AP)

Honda Lock says Chinese strikers return to work (AP)

AP – A Honda Motor parts supplier in southern China was operating at full capacity on Tuesday as striking workers returned to their jobs while wage talks continued, a company spokesman said.

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Honda Lock says Chinese strikers return to work
(AP)

Split CFTC approves box-office futures (AP)

AP – Soon playing in a theater online: trading of future box-office receipts for movies on a new exchange, following approval by federal regulators.

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Split CFTC approves box-office futures
(AP)

Asian stocks post tepid gains amid Europe anxiety (AP)

AP – Asian shares rose Tuesday but gains were tepid after Wall Street succumbed to anxiety about Europe’s economy.

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Asian stocks post tepid gains amid Europe anxiety
(AP)

Market oversight pact completed (AP)

AP – The parent of the New York Stock Exchange and the Financial Industry Regulatory Authority say they have completed their agreement in which FINRA will take over the market surveillance and enforcement functions now conducted by NYSE Regulation.

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Market oversight pact completed
(AP)

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