When should you get in-house appliance financing?

June 4, 2020 by  
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Blog provided by Curacao

Some people are determined to always pay upfront for appliances and to never accumulate any debts through appliance financing. However, there are situations where appliance financing through a retailer might be a good decision in the long run. Here are a few scenarios in which you might want to consider in-house appliance financing.

When you’re moving into a new home

Appliances such as refrigerators and washing machines are essential for everyday living. If you’re moving into a new home, but you don’t have any funds to pay for an appliance in full, it’s better to apply for appliance financing than to live in a house with spoiled food and dirty laundry for weeks.

When appliances break down unexpectedly

Many have experienced the cruel twist of fate when a newly purchased appliance suddenly stops working. If you don’t have an appliance warranty, you’ll need to find a way to replace it quickly, and if you don’t have the cash to buy another one, in-house appliance financing could give you a way to get a replacement at a more affordable rate.

When you have bad credit

Many resort to using their credit cards to pay for appliances, but it’s a different story if you don’t qualify for a credit card because of your credit history. If you don’t have a credit card and you find yourself in either of the previous situations, it is much easier to qualify for a store credit card and finance your purchases using store credit.

Curacao has provided in-house appliance financing to many satisfied customers over the years. If you need to finance appliance purchases and improve your credit history, sign up for Curacao Credit today and you can be approved within seconds!