Should You Buy A House With Just Cash?

August 24, 2015 by  
Filed under Finance & Loans

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Should You Buy A House With Just CashAccording to data supplier, RealtyTrac, the first quarter of 2014 yielded a 23.6% increase of all-cash deals pertaining to residential property sales compared to the prior year. There was a time when many people struggled to even afford a down payment. It looks as if the financial tides have turned, and a new trend has emerged.

The Pros of Buying With Cash

There are several pros to purchasing a home with cash. For one, you are a way more attractive buyer. If they know that you won’t have to go through applying for a mortgage, a deal could be finalized a lot quicker than normal.


Bargaining can be advantageous to you as the buyer. You are automatically put in a better position because the seller knows that as soon as they receive the money, they can put it to use right away towards damage control. Using this as leverage, many prospective homebuyers test the seller’s willingness to bargain.

No Mortgage Hassle

One of the reasons why you are paying with cash is to avoid the hassle of a mortgage. Not only will avoiding a mortgage give you peace of mind, but there will be no monthly fees, no closing costs, no lender interviews, etc. You avoid one of the single-highest bills that a homeowner faces in their lifetime.

If you are in a good financial position, it’s well worth taking a look at purchasing your home with cash.

Bio: Kuba Jewgieniew, CEO of Realty ONE Group, leads a real estate brokerage firm committed to providing agents the tools that they need to become more effective and build better client-agent relationships.


The Duties of Construction & Turnaround Services

August 4, 2015 by  
Filed under Finance & Loans, Industrial

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Written by: Lyle Charles Consulting

Refineries schedule upgrades for years in advance, and they must be done under extremely tight time constraints. A plant manager must coordinate with construction & turnaround services to make sure every aspect of the project is completed in a timely fashion so work can resume. Every day the plant remains offline is a massive financial burden to the entire company. In order to minimize those potential losses, crews that specialize in certain kinds of construction are utilized.

How a Turnaround Works

Just like a structural steel expert is used to analyze the strength of materials before construction can begin, there are certain jobs that average crews just aren’t suited for. Revamping a refinery is a good example, typically because of the hazards involved in the process. Turnaround services have a background in responding to circumstances that require handling of hazardous materials or heavy equipment. These services are crucial in setting up certain workspaces, like lab clean rooms or refineries.

Special care must be taken in setting up ventilation systems or clean rooms that the average crew isn’t equipped to handle. In addition, certain testing or inspection might be required before a plant can become fully operational.

Other Needs

When a refinery undergoes a turnaround process, the aim is to complete the project as quickly as possible. It’s therefore possible that construction might happen independent of a turnaround at a nearby location. If an oil refinery has administrative offices near the plant, both buildings could receive a retrofitting at the same time.

Bio: Lyle Charles is an expert in the construction industry with more than 40 years of experience in commercial construction projects, including refinery turnaround services.